Avoid the loan sharks
There are currently many tempting short term loan options available, as people struggle to cope with the cost of living crisis, but official lenders have to follow the law. Loan sharks are busy at this time of year, offering cash with large interest rates which can take years to repay.
Stay well this winter
As temperatures start to drop, there's lots of simple changes you can make around the house to keep warm in more cost-effective ways.
Top tips from financial wellbeing
Our financial well being team has put together some tips to get the most from your money