Coronation Fields, Finchampstead

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Buy A New Home In Berkshire

Shared Ownership Homes for Sale in Berkshire

One of the home counties, Berkshire makes a great place to set up home – and with Shared Ownership in Berkshire on the table you can do this for a fraction of the price.

Perfect for those who commute to London, and for those who like to be close to the city but still have the peace and quiet offered in beautiful Berkshire. Berkshire, given its position in relation to London and great job prospects, is an affordable place to live – and given the flexibility offered by Shared Ownership in Berkshire you can set up home here for less than ever.

Don’t worry, you don’t have to actually share your home with anyone, other than your own family perhaps (but that’s up to you). Contact our friendly Aster Sales team for more information. Interested in getting on the property ladder? Register with us for property alerts to be kept informed regarding future homes for sale in Berkshire.

Where is Berkshire?

Berkshire is located in South East England and as we mentioned it is one of the home counties. What does that mean we hear you ask? Well it could be your home county, but what it actually means is that it is one of the many counties which make up the border surrounding the city of London.

Being a home county makes Berkshire a desirable place to live for many – it is affordable yet has many benefits due to its proximity to London including great transport links and job opportunities.

What to do in Berkshire

Berkshire, due to its close proximity to London, is a diverse county bursting with culture. Its rural towns are the perfect cross between city and small town life – a hub of arts, culture, music and great food yet still affordable and home to plenty of beautiful scenery.

You could be enjoying the nightlife of London one day and strolling through the beautiful Berkshire countryside the next.

Where to go in Berkshire

Another interesting fact about Berkshire? Home to Windsor Castle this county was actually registered as the Royal County of Berkshire in 1957 by the Queen. So, make sure to take in Berkshire in all its royal glory.

Should you have had enough of exploring Berkshire and it’s royal heritage, you are in luck as Berkshire sits on the Great Western Main Line Railway and the M4 – you will be in London in practically seconds (well, maybe a little longer). If you want to live in this beautiful county, why not take a look at our full collection of Shared Ownership houses for sale in Berkshire?

FAQ

  • What is shared ownership?

    Shared ownership is a government-backed scheme designed to help individuals who may not afford to buy a home outright on the open market. Under this scheme, you purchase a share of a property (typically between 25% and 75%) and pay a reduced rent on the remaining share. Over time, if you wish, you can buy more shares in your home, a process known as "staircasing", until you own 100% of it. This approach makes homeownership more accessible for many and serves as a stepping stone towards full homeownership.

  • How does Aster support the purchase process?

    At Aster, we're committed to making your shared ownership journey smooth and stress-free. From the moment you express interest in a shared ownership property:

    • Consultation: Our dedicated Sales Negotiators will discuss your needs and guide you through the available properties that match your criteria.
    • Financial Guidance: To ensure clarity on costs and other financial matters, we direct you to our trusted partner, TMP, who are specialists in shared ownership mortgages.
    • Viewings: For new builds, viewings are conducted once the home has been reserved or after it's been handed over. For re-sales, the vendor themselves will manage and conduct the viewings, ensuring a personalised experience.
    • Paperwork & Legalities: We offer assistance with the paperwork, guiding you through the application process, and liaising with solicitors to ensure the legal side is handled efficiently.
    • Post-purchase Support: Even after you've moved in, we have a post-sales team that will be able to assist with any queries or support you may need, ensuring your transition into your new home is seamless.
  • Are there any additional costs involved?

    Yes, as with any property purchase, there are additional costs to be aware of:

    • Deposit: This is a percentage of the cost of the share you're buying, not the total property value.
    • Mortgage Fees: Depending on your lender, there may be arrangement fees or valuation fees.
    • Solicitor's Fees: This covers the legal work associated with purchasing a home.
    • Stamp Duty: Depending on the property value and your circumstances, you might need to pay Stamp Duty Land Tax.
    • Home Insurance: You'll need to insure your new home, and there might be associated costs.
    • Service Charge & Maintenance: If the property has communal areas or services, you might need to pay a monthly service charge.

    It's essential to factor in these costs when budgeting for your shared ownership home. Our team at Aster is here to guide you through these expenses, ensuring there are no unexpected surprises.

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