Willow Fields, Alfold

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Buy A New Home In Surrey

Shared Ownership Homes for Sale in Surrey

Making up part of the commuter belt, Surrey makes a great place to call home, especially for those who are working in busy London but don’t enjoy living in the city. With Shared Ownership in Surrey you can get yourself on the property ladder and start to make the most of the county and all it has to offer – without breaking the bank! No, don’t worry, Shared Ownership in Surrey does not mean you’ll be sharing your home with anyone other than those you choose to share it with. Simply that we will share the cost with you.

Aster has new Shared Ownership houses for sale in Surrey for you to buy through the Shared Ownership scheme. Would you like to buy a 1 ,2, 3 or 4 bedroom new build home in Surrey? See all our homes for sale by clicking our development pages above. We have a new selection of 2 & 3 bedroom homes coming soon for shared ownership in Alfold. Don't miss out, register with us today ready for these new homes!

Take one step closer to living in a stunning Shared Ownership home in Surrey through the amazing sales team at Aster Group. Our awesome Sales Negotiator for Surrey is Oli, give him a shout today! Through shared ownership, deposits can be from as little as 5%! So, if a 40% share costs £100,000 then your deposit could be as little as £5,000. It really is that simple (and no you don't have to share with anyone else, except maybe your partner, children or the cat).  

If you have any questions about shared ownership, head over to our FAQ section below, or don’t hesitate to contact us today, we’d be happy to answer any questions you have!

Where is Surrey?

Surrey sits in Southern England – bordering the capital of Greater London as well as West and East Sussex, Kent, Hampshire and Berkshire. Surrey has a big population, making it the third most populated home county after Kent and Essex – so you’ll have plenty of friends to make in your new home.

So, what is a ‘home county’? Well, put simply the home counties are those which surround the Greater London area. These counties are all perfect locations for those who commute to London and enjoy being close to the city without being in it.

Where to go in Surrey?

Surrey has an array of spectacular wildlife parks and preservation areas which means it boasts stunning natural beauty – and for those among us who are a little more fascinated by concrete rather than grass, look no further than the Surrey streets. Surrey has an impressive Roman history – which can still be seen today in the architecture and in various museums. Perfect for the history buffs! Whether you're interested in exploring the great outdoors or delving into history, Surrey has something for everyone to enjoy.

Should you wish to travel further afield it will come as no surprise to you that Surrey has excellent transport links (it wouldn’t have bagged its place on the commuter belt if not). It has excellent rail links into the city meaning commuting is quick and it’s also great for when you fancy a day out in the city. Not only that but Surrey sits close to both Gatwick and Heathrow Airport, so the world really is your oyster!

As well as Surrey’s natural beauty and history, Surrey offers plenty of attractions for visitors. From the enchanting ruins of Waverley Abbey, to the elegant Clandon Park House, and the magical Painshill Park, Surrey has activities and attractions to suit everyone. Whether you're seeking outdoor adventures or cultural experiences, Surrey offers a little bit of everything.

What to do in Surrey?

Surrey is not all just natural beauty and history – it is also a great cultural county, with great music and art.

This may come as a surprise to some, but Surrey is famous for its contributions to both the folk and metal music scenes – both of which can still be seen across their various music venues today. If music isn’t your thing, don’t fret, as Surrey also boasts a great amount of fun and eclectic pubs, bars and restaurants.

Don't miss out on experiencing the cultural richness of Surrey. Explore our selection of shared ownership homes for sale in Surrey today. With just a click, you could find your dream home nestled within this vibrant and culturally rich county.

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  • What is shared ownership?

    Shared ownership is a government-backed scheme designed to help individuals who may not afford to buy a home outright on the open market. Under this scheme, you purchase a share of a property (typically between 25% and 75%) and pay a reduced rent on the remaining share. Over time, if you wish, you can buy more shares in your home, a process known as "staircasing", until you own 100% of it. This approach makes homeownership more accessible for many and serves as a stepping stone towards full homeownership.

  • How does Aster support the purchase process?

    At Aster, we're committed to making your shared ownership journey smooth and stress-free. From the moment you express interest in a shared ownership property:

    • Consultation: Our dedicated Sales Negotiators will discuss your needs and guide you through the available properties that match your criteria.
    • Financial Guidance: To ensure clarity on costs and other financial matters, we direct you to our trusted partner, TMP, who are specialists in shared ownership mortgages.
    • Viewings: For new builds, viewings are conducted once the home has been reserved or after it's been handed over. For re-sales, the vendor themselves will manage and conduct the viewings, ensuring a personalised experience.
    • Paperwork & Legalities: We offer assistance with the paperwork, guiding you through the application process, and liaising with solicitors to ensure the legal side is handled efficiently.
    • Post-purchase Support: Even after you've moved in, we have a post-sales team that will be able to assist with any queries or support you may need, ensuring your transition into your new home is seamless.
  • Are there any additional costs involved?

    Yes, as with any property purchase, there are additional costs to be aware of:

    • Deposit: This is a percentage of the cost of the share you're buying, not the total property value.
    • Mortgage Fees: Depending on your lender, there may be arrangement fees or valuation fees.
    • Solicitor's Fees: This covers the legal work associated with purchasing a home.
    • Stamp Duty: Depending on the property value and your circumstances, you might need to pay Stamp Duty Land Tax.
    • Home Insurance: You'll need to insure your new home, and there might be associated costs.
    • Service Charge & Maintenance: If the property has communal areas or services, you might need to pay a monthly service charge.

    It's essential to factor in these costs when budgeting for your shared ownership home. Our team at Aster is here to guide you through these expenses, ensuring there are no unexpected surprises.

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