Buy A New Home In Cornwall

Shared Ownership Homes for sale in Cornwall

Does living in your perfect home in the dreamy location of Cornwall feel out of reach? With Shared Ownership in Cornwall, you can realise your ambitions of finding your dream home sooner than you may have thought. 

Cornwall is a beautiful county that offers plenty to do whether you are a surf enthusiast, a history buff, or simply enjoy a nice walk on the beach. With plenty to do both on the coast and inland, Cornwall is a wonderful location for families and young individuals alike.

Aster has new homes and apartments for sale for you to buy through the Shared Ownership scheme. 

Would you like to buy a 1, 2, 3 or 4 bedroom new build home in Cornwall. See all our shared ownership houses for sale by clicking our development pages above. We also have some resales available for shared ownership in Cornwall in Liskeard.

Take one step closer to living in a stunning Shared Ownership home through the amazing sales team at Aster Group. Our awesome Sales Negotiator for Cornwall is Sara Clifford, contact her today!

Through shared ownership, deposits can be from as little as 5%!  So, if a 40% share costs £100,000 then your deposit could be as little as £5,000. It really is that simple (and no you don't have to share with anyone else, except maybe your partner, children or the cat).

Where is Cornwall?

Located in South West England, Cornwall borders Devon to the East and the Celtic Sea and English Channel to its South and West. Cornwalls positioning means it boasts the end of the UK – Lands’ End and the Southernmost point – Lizard Point.

Perfect for those who love the coast, Cornwall has an impressive coastline – from the busy coast of Newquay to the quieter beaches surrounding picturesque Padstow.

What to do in Cornwall?

When you think of Cornwall we bet the first thing that comes to mind is the sea, right? Well, that is true – this county is home to many amazing beaches with a north and south coast which boast their own characteristics. The beautiful coastline means you have plenty of natural beauty to explore.

However, on the off chance you’ve exhausted this countys outstanding beauty – there is plenty to do in terms of history and family fun. From water-parks to go-karting. Cornwall offers plenty for families and adults of all ages (you’re never too old to enjoy a good water-park after all).

If history is your thing, there are many historical spots across the county – including mines, castles and museums. Cornwall has a vast and interesting history as one of the Celtic nations.

Where to go in Cornwall?

There is so much to do in Cornwall, you really will be spoilt for choice – but with years to spend enjoying your new Shared Ownership home you will have time to do and see all this amazing county has to offer.

Truro, Cornwalls only city, is a great outing for those who want a taste of the city life – to do some shopping and enjoy the buzz of the busy city streets. Alternatively, for those who want to experience Cornwall’s nightlife – Newquay is a hotspot for nightlife, which is why it is a tourist favourite.

If you fancy yourself a fan of the finer things in life, Cornwall has plenty of fine dining restaurants – including a variety of seafood haunts so you can sample some of the county’s best offerings.

You can easily get from place to place using Cornwalls extensive bus network or if you prefer rail travel, many of Cornwalls coastal towns are connected by rail. Of course, the preferred transport method in Cornwall is by car – but with an ever-expanding transport network, you don’t need to worry. 

So, what are you waiting for? Go ahead and explore our Shared Ownership houses for sale in Cornwall.

If you need some more information please don’t hesitate to read through our FAQs, deep dives into Shared ownership and other shared ownership journeys here.

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  • What is shared ownership?

    Shared ownership is a government-backed scheme designed to help individuals who may not afford to buy a home outright on the open market. Under this scheme, you purchase a share of a property (typically between 25% and 75%) and pay a reduced rent on the remaining share. Over time, if you wish, you can buy more shares in your home, a process known as "staircasing", until you own 100% of it. This approach makes homeownership more accessible for many and serves as a stepping stone towards full homeownership.

  • How does Aster support the purchase process?

    At Aster, we're committed to making your shared ownership journey smooth and stress-free. From the moment you express interest in a shared ownership property:

    • Consultation: Our dedicated Sales Negotiators will discuss your needs and guide you through the available properties that match your criteria.
    • Financial Guidance: To ensure clarity on costs and other financial matters, we direct you to our trusted partner, TMP, who are specialists in shared ownership mortgages.
    • Viewings: For new builds, viewings are conducted once the home has been reserved or after it's been handed over. For re-sales, the vendor themselves will manage and conduct the viewings, ensuring a personalised experience.
    • Paperwork & Legalities: We offer assistance with the paperwork, guiding you through the application process, and liaising with solicitors to ensure the legal side is handled efficiently.
    • Post-purchase Support: Even after you've moved in, we have a post-sales team that will be able to assist with any queries or support you may need, ensuring your transition into your new home is seamless.
  • Are there any additional costs involved?

    Yes, as with any property purchase, there are additional costs to be aware of:

    • Deposit: This is a percentage of the cost of the share you're buying, not the total property value.
    • Mortgage Fees: Depending on your lender, there may be arrangement fees or valuation fees.
    • Solicitor's Fees: This covers the legal work associated with purchasing a home.
    • Stamp Duty: Depending on the property value and your circumstances, you might need to pay Stamp Duty Land Tax.
    • Home Insurance: You'll need to insure your new home, and there might be associated costs.
    • Service Charge & Maintenance: If the property has communal areas or services, you might need to pay a monthly service charge.

    It's essential to factor in these costs when budgeting for your shared ownership home. Our team at Aster is here to guide you through these expenses, ensuring there are no unexpected surprises.

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