What is shared ownership?

Let’s face it, getting on the property ladder isn’t getting any easier is it? Saving for a large deposit and even getting accepted for a mortgage that’s enough to buy the home you want could be pie in the sky, right? Enter - shared ownership, the property ladder buying solution. You find a home with a shared ownership purchase option and you buy a share (from 10% to 75% depending on your affordability and the terms of your lease) and pay Aster rent on the remaining bit. And when you’re able to do so, you can buy more shares (called staircasing) eventually leading to outright home ownership (in most cases, just ask our team first). So, you get the home that you want, in the area you love, through a repayment that’s achievable.

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