Shared ownership Wiltshire

Here you can find out all you need to know about shared ownership homes in Wiltshire. We currently have developments in Lyneham, Netherhampton and Hilperton. 

Take one step closer to living in a stunning Shared Ownership home in Wiltshire by getting in touch with the amazing team at Aster. Our awesome Sales Negotiator for Wiltshire is Hope Smith, contact her today!

Aster have new Shared Ownership homes and apartments for sale in Wiltshire for you to buy through the Shared Ownership scheme.

Through shared ownership, deposits can be from as little as 5%! So, if a 40% share costs £100,000 then your deposit could be as little as £5,000. It really is that simple (and no you don't have to share with anyone else, except maybe your partner, children or the cat). Contact us today!

Find out more about our shared ownership developments and information about Wiltshire below. We look forward to hearing from you soon!

Buy a new shared ownership home in Wiltshire

Shared ownership in Wiltshire has become more popular over the years. Aster have new homes and flats for sale in Wiltshire, available for you to buy through the Shared Ownership scheme. Would you like to buy a 1, 2, 3 or 4 bedroom home in Wiltshire?

We have shared ownership homes across the Wiltshire area, so why not also take a look at our properties in Hilperton, Netherhampton and Lynham, with so much choice and our sales team on the other end of the line,  making a decision couldn’t be easier!

Where is Wiltshire

Landlocked by the six counties of Dorset, Hampshire, Gloucestershire, Somerset, Oxfordshire and Berkshire – Wiltshire is a county in South West England. 

With excellent transport links connecting it to neighbouring counties such as Hampshire and Gloucestershire, Wiltshire provides the perfect balance between rural charm and urban accessibility. Whether you're drawn to its quaint market towns or thriving city centres, Wiltshire promises a lifestyle of unparalleled charm and opportunity for those seeking to call it home.

What to do in Wiltshire

As Wiltshire has such a rich and exciting history behind it, it will come as no surprise that it has plenty of castles, religious buildings and historical sites to visit. However, if that's not your thing, no need to worry as Wiltshire is also home to a wide array of towns and cities alike such as Salisbury, Bradford-on-Avon and Chippenham. 

Additionally, Wiltshire is a thriving county of culture, renowned for its rich history, diverse arts scene, and thriving economy. Home to iconic landmarks like Stonehenge and Avebury, as well as inspiring literary connections, it offers a dynamic cultural landscape. With numerous festivals, museums, and opportunities for career and educational growth, Wiltshire is an ideal place to start a family or pursue new ventures.

If you need some more information please don’t hesitate to read through our FAQs, What is shared ownership and shared ownership journeys.

What to see in Wiltshire?

Wiltshire is a naturally beautiful county, with a wide variety of parks and wildlife havens but that is not all – Wiltshire is also home to plenty of art, music, and culture. With plenty of galleries and museums on your doorstep, you will never run out of wonders to see or things to do in Wiltshire.

And of course, when you fancy a tipple or a bite to eat, Wiltshire is home to plenty of diverse and interesting pubs and restaurants. With excellent transport links to the rest of the county, and country too, as well as easy access via the English Channels to other delightful locations, Wiltshire makes a perfect place to set up home. Be sure to check out our full range of properties for sale in Wiltshire.

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  • What is shared ownership?

    Shared ownership is a government-backed scheme designed to help individuals who may not afford to buy a home outright on the open market. Under this scheme, you purchase a share of a property (typically between 25% and 75%) and pay a reduced rent on the remaining share. Over time, if you wish, you can buy more shares in your home, a process known as "staircasing", until you own 100% of it. This approach makes homeownership more accessible for many and serves as a stepping stone towards full homeownership.

  • How does Aster support the purchase process?

    At Aster, we're committed to making your shared ownership journey smooth and stress-free. From the moment you express interest in a shared ownership property:

    • Consultation: Our dedicated Sales Negotiators will discuss your needs and guide you through the available properties that match your criteria.
    • Financial Guidance: To ensure clarity on costs and other financial matters, we direct you to our trusted partner, TMP, who are specialists in shared ownership mortgages.
    • Viewings: For new builds, viewings are conducted once the home has been reserved or after it's been handed over. For re-sales, the vendor themselves will manage and conduct the viewings, ensuring a personalised experience.
    • Paperwork & Legalities: We offer assistance with the paperwork, guiding you through the application process, and liaising with solicitors to ensure the legal side is handled efficiently.
    • Post-purchase Support: Even after you've moved in, we have a post-sales team that will be able to assist with any queries or support you may need, ensuring your transition into your new home is seamless.
  • Are there any additional costs involved?

    Yes, as with any property purchase, there are additional costs to be aware of:

    • Deposit: This is a percentage of the cost of the share you're buying, not the total property value.
    • Mortgage Fees: Depending on your lender, there may be arrangement fees or valuation fees.
    • Solicitor's Fees: This covers the legal work associated with purchasing a home.
    • Stamp Duty: Depending on the property value and your circumstances, you might need to pay Stamp Duty Land Tax.
    • Home Insurance: You'll need to insure your new home, and there might be associated costs.
    • Service Charge & Maintenance: If the property has communal areas or services, you might need to pay a monthly service charge.

    It's essential to factor in these costs when budgeting for your shared ownership home. Our team at Aster is here to guide you through these expenses, ensuring there are no unexpected surprises.

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