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Shared Ownership Homes for Sale in London

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New Shared Ownership Homes for Sale in London

London – the historic metropolis, the melting pot of cultures, the city of dreams. Does the idea of buying a piece of this grandeur seem daunting? With shared ownership in London, the key to your quintessential city home is within arm’s reach. As one of the world's leading global cities, London is renowned for its art, culture, commerce, and entertainment. From the bustling streets of Soho to the peaceful ambience of Hyde Park, London caters to every whim and fancy, making it a sought-after location for many.

Aster proudly showcases a plethora of homes and apartments in the heart of London. Scroll through our development pages and behold the range of options at your fingertips.

Embarking on the journey to buy a shared ownership home in London is made smoother with the expertise of the dedicated team at Aster Group. Just reach out to a member of our team who will be able to help!

Considering shared ownership? Picture this: with just a 5% deposit, your dream London home becomes tangible. Say, a 40% share is pegged at £300,000; your deposit would merely be £15,000. Transparent, straightforward, and tailored for you (and nope, the only sharing involved is with those you choose).


London isn't just the capital of England; it's a sprawling city that encompasses history, innovation, diversity, and vibrancy. Towering skyscrapers coexist with historic architecture, and bustling markets come alive beside serene parks. Every corner tells a story, every street echoes with the past and resonates with the future.


What makes London tick? From the iconic Big Ben chiming away by the Thames to the eclectic vibes of Camden Town, London is an ever-evolving spectacle. Theatre enthusiasts revel in the magic of West End, while history buffs can lose themselves in the narratives of the British Museum or the Tower of London.

Foodies? Oh, London is your playground! Traverse through Borough Market, indulge in the East End's curries or savour gourmet experiences in Michelin-starred restaurants. And that's just scratching the surface.

Where to roam in London Whether you're soaking in panoramic city views from the Shard, meandering through the art-filled corridors of Tate Modern, or picnicking in Regent’s Park, London is a city of endless adventures.

Fashion aficionados can strut down King's Road, Carnaby Street or the luxury boutiques of Bond Street. For a hint of royalty, Buckingham Palace and its Changing of the Guard ceremony are not to be missed. As night falls, London's skyline sparkles – maybe take a ride on the London Eye or wander along the Southbank to soak in the ambience?


Getting around London? It’s a breeze. The city boasts an intricate web of Underground lines, buses, and even river ferries. Whether you're zipping across zones on the Tube, cycling through dedicated lanes, or simply walking through its interconnected streets, London ensures you're always on the move.


Living in London is akin to having the world at your doorstep. Each borough, every corner, and even the winding lanes narrate tales of history, diversity, and unmatched vibrancy. The capital is a symphony of traditional allure and modern splendour, making it an ideal choice for the discerning home buyer.


While London boasts iconic landmarks such as the Tower Bridge, Big Ben, and the Houses of Parliament, it's also home to serene urban retreats. The Royal Parks, including Hyde Park and Regents Park, offer tranquil spaces amidst the urban jungle, ideal for picnics, boat rides, or simply a leisurely walk.

Venture a bit further, and you'll stumble upon charming neighbourhoods, each radiating its distinct character. From the artsy vibes of Shoreditch to the upscale charm of Chelsea, there's a slice of London tailored for every personality.


The city's skyline is an architectural marvel, with historic structures standing proudly beside contemporary masterpieces. The Shard, the Gherkin, and the London Eye are modern additions that seamlessly blend with the city's classical silhouette.

With shared ownership, the dream of being a part of London's tapestry becomes attainable. Secure your space in this global metropolis, where every day is an adventure waiting to unfold. Experience London in all its grandeur with Aster.


Why just visit when you can belong? With shared ownership, London is not just a destination; it's home. Our shared ownership properties are sprinkled across the city, each offering a unique perspective of London life. The narrative of London is vast, and with Aster, you can pen your chapter.

So, are you set to join the London rhythm? Explore our shared ownership properties in London and make the capital your courtyard.


  • What is shared ownership?

    So, what is shared ownership? Shared ownership is a government-backed scheme designed to help individuals who may not afford to buy a home outright on the open market.

    Under this scheme, you purchase a share of a property (typically between 25% and 75%) and pay a reduced rent on the remaining share.

    Over time, if you wish, you can buy more shares in your home, a process known as "staircasing", until you own 100% of it. This approach makes homeownership more accessible for many and serves as a stepping stone towards full homeownership.

  • How does Shared Ownership work?

    Forget about having to scrape together a deposit upwards of £10,000 - shared ownership works by allowing you to purchase a share of a home – usually between 40% and 75% to make it more affordable (in some cases, you can even buy as low as 10% depending on the terms of the lease).

    This means you only pay a mortgage on the percentage of the property you own with a deposit as low as 5% of the total share amount, you then pay a below-market rent on your brand new home to us at Aster. It can help you get on the property ladder much faster and provides long term security.

    Find out more about how does shared ownership work here and if it is right for you.

  • How do I qualify for Shared Ownership?

    There's a few bits and pieces you need to tick to be able to buy a shared ownership home, but not much. These are:

    • You must be 18 or over
    • Your household is bringing in no more than £80,000 income a year (or £90,000 if you're in London)
    • You don't own a home already
    • You may be in the process of selling a home, however, to be able to buy a shared ownership home from us, the property sale must have an offer accepted before we will accept your application
    • You're able to show you can afford to maintain the costs of buying your own home
    • You're a British or EU/EEA citizen or have indefinite leave to remain
  • Who do I share with?

    You don’t have to share your shared ownership home with anyone, other than your partner or your family of course. You’ve bought it and you can live as you please, just as with any other home purchase. The term shared ownership is just used to describe the relationship between you and Aster.

  • How can I buy a Shared Ownership home?

    The first step in buying your shared ownership home with Aster is to contact us, either by filling in the contact form or over the phone.

    Beginning your journey to shared ownership is not as daunting as you may think, once you know if you meet the criteria you can begin searching for suitable properties. Once you have found a home, you will of course need to ensure you meet the required criteria and be approved for a mortgage.

  • What happens when I want to sell my Shared Ownership home?

    When you want to sell, your property gets valued and placed on the market with Aster at a rate of 1.5% then after the nomination period set out in your lease, then if your home hasn’t sold, you’re free to go to another agent of your choice and sell it through them.

    Find more information on selling your shared ownership home here.

  • How does Aster support the purchase process?

    At Aster, we're committed to making your shared ownership journey smooth and stress-free. From the moment you express interest in a shared ownership property:

    • Consultation: Our dedicated Sales Negotiators will discuss your needs and guide you through the available properties that match your criteria.
    • Financial Guidance: To ensure clarity on costs and other financial matters, we direct you to our trusted partner, TMP, who are specialists in shared ownership mortgages.
    • Viewings: For new builds, viewings are conducted once the home has been reserved or after it's been handed over. For re-sales, the vendor themselves will manage and conduct the viewings, ensuring a personalised experience.
    • Paperwork & Legalities: We offer assistance with the paperwork, guiding you through the application process, and liaising with solicitors to ensure the legal side is handled efficiently.
    • Post-purchase Support: Even after you've moved in, we have a post-sales team that will be able to assist with any queries or support you may need, ensuring your transition into your new home is seamless.

    It’s worth having a read through our Shared ownership guides to understand the shared ownership buying process to understand exactly how Aster can help you throughout the process. Don’t just take our word for it. Here’s some of our wonderful customers explaining their situation and how Shared Ownership from Aster has helped them.

  • How do Shared Ownership mortgages work?

    Having the right understanding of mortgages, how they work and which ones work best for you is incredibly important. It could save you thousands. We all know mortgages weren’t readily discussed in schools – but don't worry we’re going to take you through everything you need to know about mortgages – and, more specifically, shared ownership mortgages.

    There are a range of mortgages available to you – but the main two you need to know about are fixed rate mortgages and variable rate mortgages. And these are pretty much exactly as they sound:

    Fixed rate mortgages are the ones where your interest rate is fixed for several years, usually 2, 3, 5 or 10.

    Variable rate (or, standard variable rate) mortgages involve an interest rate set by each mortgage lender and the borrower (you) will revert to this once your initial fixed rate term expires. And, you guessed it, this rate can ‘vary’.

    More information can be found on our mortgage page.

  • Are there any additional costs involved?

    Yes, as with any property purchase, there are additional costs to be aware of:

    • Deposit: This is a percentage of the cost of the share you're buying, not the total property value.
    • Mortgage Fees: Depending on your lender, there may be arrangement fees or valuation fees.
    • Solicitor's Fees: This covers the legal work associated with purchasing a home.
    • Stamp Duty: Depending on the property value and your circumstances, you might need to pay Stamp Duty Land Tax.
    • Home Insurance: You'll need to insure your new home, and there might be associated costs.
    • Service Charge & Maintenance: If the property has communal areas or services, you might need to pay a monthly service charge.

    It's essential to factor in these costs when budgeting for your shared ownership home. Our team at Aster is here to guide you through these expenses, ensuring there are no unexpected surprises.

    Read through our guide to fees. We’ll walk you through these.

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