You are responsible for putting your own contents insurance in place.
While many people often hope that nothing will happen to their furniture, belongings or decorations, sometimes things can go wrong unexpectedly.
We are responsible for arranging buildings insurance and will charge you a fee for the cost of this through your service charge.
Your buildings insurance covers the structure of your home including:
- Communal areas
This insurance protects these parts of your home against damage caused by:
Your buildings insurance does not cover:
- Your day to day home repairs and maintenance
- Wear and tear
Summary of cover
In most instances, we insure the structure of your building with Aviva. Please ask your homeownership officer if you would like a copy of a summary of your cover.
If there is a Managing Agent for your property they may provide this insurance so please check with them for confirmation. If you are unsure who insures your property please contact us and we will be happy to advise.