Shared Ownership Hampshire

Vale Croft Woods

ONE, one-bedroom maisonette unexpectedly back available!

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Orchard Gate, Dibden Purlieu

Brand new 2,3 and 4 bedroom homes coming soon to Dibden Purlieu

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8 Arle Road, Southampton

56 Le Marechal Avenue, Bursledon

Flat 12 Hardy Court Weyhill Road, Andover

9 Longbourn Way, Medstead

66 Narrowleaf Drive, Ringwood

22 Arnwood Drive, Bransgore

16 Gilbert Avenue, Bishopstoke

Hey! Here you can find out all you need to know about shared ownership houses in Hampshire. Our available developments are listed below, but you can register with us to get instant property alerts as soon as a home becomes available.

Find out more about our shared ownership developments and information about Hampshire below. We look forward to hearing from you soon!

Shared Ownership Homes for sale in Hampshire

Always wanted to set up home in the beautiful county of Hampshire? Shared Ownership in Hampshire lets you do just that. Settle down in this diverse county – perfect for sports fans and artistic types alike. Don’t worry about having to scrape together hefty deposits and large monthly repayments, with Shared Ownership in Hampshire you only have to pay for a share of the house – giving you your dream home, without the hassle.

See all our Shared Ownership homes for sale in Hampshire by clicking our development pages above. We have homes for sale in places such as Botley, Alton, Liphook, Whiteley, Wickham and Totton! Take one step closer to living in a stunning Shared Ownership home in Hampshire through the amazing sales team at Aster Group. Our awesome Sales Negotiator for Hampshire is Louise Long, contact her to find out about our shared ownership Hampshire developments today!

Through shared ownership, deposits can be from as little as 5%! So, if a 40% share costs £100,000 then your deposit could be as little as £5,000. It really is that simple (and no you don't have to share with anyone else, except maybe your partner, children or the cat).

Where is Hampshire

Hampshire is a county in South East England, located on the English Channel coast, with a population of 1.8 million and plenty of market towns and cities alike to visit, you will be spoilt for choice with places to live, travel and see – and plenty of people to meet along the way.

Should you run out of places to visit in this vast and interesting county, there are excellent transport links to the rest of the UK – including the hustle and bustle of London. Most major towns feature rail links to the remainder of the county, even stretching to London Waterloo. For more local access, Hampshire has an impressive bus network connecting you to various towns – with Park and Ride services for Winchester, Basingstoke and Portsmouth.

Perhaps even more impressive, Hampshire has various water transport links – with ferries to places such as the Isle of Wight, and various Portsmouth attractions.

What to do in Hampshire

One thing you won’t run out of in Hampshire is things to do. Whether you’re a fan of the theatre and music or a history buff there will be something for you in Hampshire.

For the artists among us, Hampshire offers an array of charming music and theatre venues, a diverse cultural scene and an impressive artistic presence. Not only that, but for sports fans – Hampshire has a notable sporting background. Are you a cricket fan? If so you may want to settle down and call Hampshire home, in the 18th century cricket was largely formed in this region – and is still a leading county sport to this day.

History and impressive attractions more your thing? Hampshire has a variety of historical museums and beautiful natural attractions to visit, including Highclere castle which for TV fans among us, is where Downton Abbey was set.

The attractions do not stop there – for shopping, exploring, dining and drinking there are plenty of towns and cities to explore. Whether you prefer the quaint feel of small market towns with their small town charm or the fast pace of city streets and equally exciting nightlife, that you will find in Southampton, there is something for you in Hampshire.

So, what are you waiting for? Go ahead and explore our Shared Ownership houses for sale in Hampshire.

What to see in Hampshire?

Experience the allure of Hampshire, where every corner unveils a tapestry of enchanting attractions and boundless opportunities for adventure. Embark on a journey through time as you marvel at legendary landmarks like King Arthur's Round Table, or step aboard Nelson's flagship for a glimpse into naval history. For a family-friendly escapade, delight in meeting Peppa Pig or immerse yourself in the poignant tale of the Titanic. Hampshire's vibrant markets, bustling shops, and delectable culinary scene promise an unforgettable experience for all.

But Hampshire's allure extends beyond its bustling attractions; it's a haven for nature enthusiasts and history buffs alike. Lose yourself in acres of pristine countryside, where two National Parks beckon with their breathtaking vistas and tranquil beauty. Explore the rugged coastline adorned with ancient castles and historic cannons, or unwind in charming country pubs offering mouthwatering local delicacies. Whether it's a stroll through award-winning country parks or a shopping spree in quaint market towns, Hampshire invites you to indulge in the perfect blend of relaxation and adventure.

Be sure to check out our full range of Shared Ownership Hampshire properties for sale.

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FAQ

What is shared ownership?

So, what is shared ownership? Shared ownership is a government-backed scheme designed to help individuals who may not afford to buy a home outright on the open market.

Under this scheme, you purchase a share of a property (typically between 25% and 75%) and pay a reduced rent on the remaining share.

Over time, if you wish, you can buy more shares in your home, a process known as "staircasing", until you own 100% of it. This approach makes homeownership more accessible for many and serves as a stepping stone towards full homeownership.
How does Shared Ownership work?

Forget about having to scrape together a deposit upwards of £10,000 - shared ownership works by allowing you to purchase a share of a home – usually between 40% and 75% to make it more affordable (in some cases, you can even buy as low as 10% depending on the terms of the lease).

This means you only pay a mortgage on the percentage of the property you own with a deposit as low as 5% of the total share amount, you then pay a below-market rent on your brand new home to us at Aster. It can help you get on the property ladder much faster and provides long term security.

Find out more about how does shared ownership work here and if it is right for you.
How do I qualify for Shared Ownership?
There's a few bits and pieces you need to tick to be able to buy a shared ownership home, but not much. These are:
- You must be 18 or over
- Your household is bringing in no more than £80,000 income a year (or £90,000 if you're in London)
- You don't own a home already
- You may be in the process of selling a home, however, to be able to buy a shared ownership home from us, the property sale must have an offer accepted before we will accept your application
- You're able to show you can afford to maintain the costs of buying your own home
- You're a British or EU/EEA citizen or have indefinite leave to remain
Who do I share with?

You don’t have to share your shared ownership home with anyone, other than your partner or your family of course. You’ve bought it and you can live as you please, just as with any other home purchase. The term shared ownership is just used to describe the relationship between you and Aster.
How can I buy a Shared Ownership home?

The first step in buying your shared ownership home with Aster is to contact us, either by filling in the contact form or over the phone.

Beginning your journey to shared ownership is not as daunting as you may think, once you know if you meet the criteria you can begin searching for suitable properties. Once you have found a home, you will of course need to ensure you meet the required criteria and be approved for a mortgage.
What happens when I want to sell my Shared Ownership home?

When you want to sell, your property gets valued and placed on the market with Aster at a rate of 1.5% then after the nomination period set out in your lease, then if your home hasn’t sold, you’re free to go to another agent of your choice and sell it through them.

Find more information on selling your shared ownership home here.
How does Aster support the purchase process?
At Aster, we're committed to making your shared ownership journey smooth and stress-free. From the moment you express interest in a shared ownership property:
- Consultation: Our dedicated Sales Negotiators will discuss your needs and guide you through the available properties that match your criteria.
- Financial Guidance: To ensure clarity on costs and other financial matters, we direct you to our trusted partner, TMP, who are specialists in shared ownership mortgages.
- Viewings: For new builds, viewings are conducted once the home has been reserved or after it's been handed over. For re-sales, the vendor themselves will manage and conduct the viewings, ensuring a personalised experience.
- Paperwork & Legalities: We offer assistance with the paperwork, guiding you through the application process, and liaising with solicitors to ensure the legal side is handled efficiently.
- Post-purchase Support: Even after you've moved in, we have a post-sales team that will be able to assist with any queries or support you may need, ensuring your transition into your new home is seamless.
It’s worth having a read through our Shared ownership guides to understand the shared ownership buying process to understand exactly how Aster can help you throughout the process. Don’t just take our word for it. Here’s some of our wonderful customers explaining their situation and how Shared Ownership from Aster has helped them.
How do Shared Ownership mortgages work?

Having the right understanding of mortgages, how they work and which ones work best for you is incredibly important. It could save you thousands. We all know mortgages weren’t readily discussed in schools – but don't worry we’re going to take you through everything you need to know about mortgages – and, more specifically, shared ownership mortgages.

There are a range of mortgages available to you – but the main two you need to know about are fixed rate mortgages and variable rate mortgages. And these are pretty much exactly as they sound:

Fixed rate mortgages are the ones where your interest rate is fixed for several years, usually 2, 3, 5 or 10.

Variable rate (or, standard variable rate) mortgages involve an interest rate set by each mortgage lender and the borrower (you) will revert to this once your initial fixed rate term expires. And, you guessed it, this rate can ‘vary’.

More information can be found on our mortgage page.
Are there any additional costs involved?
Yes, as with any property purchase, there are additional costs to be aware of:
- Deposit: This is a percentage of the cost of the share you're buying, not the total property value.
- Mortgage Fees: Depending on your lender, there may be arrangement fees or valuation fees.
- Solicitor's Fees: This covers the legal work associated with purchasing a home.
- Stamp Duty: Depending on the property value and your circumstances, you might need to pay Stamp Duty Land Tax.
- Home Insurance: You'll need to insure your new home, and there might be associated costs.
- Service Charge & Maintenance: If the property has communal areas or services, you might need to pay a monthly service charge.
It's essential to factor in these costs when budgeting for your shared ownership home. Our team at Aster is here to guide you through these expenses, ensuring there are no unexpected surprises.

Read through our guide to fees. We’ll walk you through these.